Credit Union
First Commerce Credit Union
First Commerce Credit Union is a member-owned, not-for-profit financial cooperative primarily serving North Florida and South Georgia, offering a full range of financial products and services to its members.
Key Statistics
As of December 2025, public records show First Commerce Credit Union has originated approximately $113.6M in loan volume over the past 12 months, with an average loan size of $145k.
Volume (12mo)
$113.6M
Avg Loan Size
$145k
Total Mortgages
8,221
Total Borrowers
421
Lending Entities
First Commerce Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
4,123 mortgages recorded
4,097 mortgages recorded
+3 more not shown
Geography
First Commerce Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 426
Volume (12mo): $77.4M
Total Volume: $941.1M
Mortgages (12mo): 172
Volume (12mo): $36.2M
Total Volume: $219.4M
Mortgages (12mo): 1
Volume (12mo): $20k
Total Volume: $1.4M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Commerce Credit Union. Click on a borrower to view their full investor profile.
+418 more not shown
FAQ
What type of lender is First Commerce Credit Union?
First Commerce Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (8%) and personal loans in their portfolio.
What entities does First Commerce Credit Union fund loans under?
First Commerce Credit Union originates mortgages through 5 different lending entities. The most common include First Commerce Cu and First Commerce Credit Union. These are the legal entity names that appear on recorded mortgage documents.
Where is First Commerce Credit Union most active?
Based on recorded mortgages, First Commerce Credit Union is most active in Florida, Georgia, and Alabama.
How many loans has First Commerce Credit Union originated?
Public records show 8,221 mortgages recorded for First Commerce Credit Union, with $113.6M in volume over the past 12 months.
What is the average loan size for First Commerce Credit Union?
The average mortgage size for First Commerce Credit Union is $145k based on all recorded mortgages.
Does First Commerce Credit Union offer short-term loans?
First Commerce Credit Union primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.