Bank
First Central State Bank
First Central State Bank is a locally owned, FDIC-insured bank based in Eldridge, Iowa, providing a full range of traditional banking services, including deposits, loans, and online banking, to individuals and businesses in its community.
Key Statistics
As of December 2025, public records show First Central State Bank has originated approximately $42.2M in loan volume over the past 12 months, with an average loan size of $200k.
Volume (12mo)
$42.2M
Avg Loan Size
$200k
Total Mortgages
3,090
Total Borrowers
139
Lending Entities
First Central State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
3,090 mortgages recorded
Geography
First Central State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 84
Volume (12mo): $20.2M
Total Volume: $473.8M
Mortgages (12mo): 51
Volume (12mo): $14.8M
Total Volume: $92.1M
Mortgages (12mo): 3
Volume (12mo): $1.2M
Total Volume: $22.6M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Central State Bank. Click on a borrower to view their full investor profile.
+136 more not shown
FAQ
What type of lender is First Central State Bank?
First Central State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (12%) and personal loans in their portfolio.
What entities does First Central State Bank fund loans under?
First Central State Bank originates mortgages through 1 different lending entities. The most common include First Central State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is First Central State Bank most active?
Based on recorded mortgages, First Central State Bank is most active in Iowa, Illinois, and Arkansas.
How many loans has First Central State Bank originated?
Public records show 3,090 mortgages recorded for First Central State Bank, with $42.2M in volume over the past 12 months.
What is the average loan size for First Central State Bank?
The average mortgage size for First Central State Bank is $200k based on all recorded mortgages.
Does First Central State Bank offer short-term loans?
First Central State Bank primarily offers long-term financing, with only 4% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.