Bank
First Carolina Bank
First Carolina Bank is a community bank primarily serving the southeastern United States, offering a full range of traditional banking services to individuals and businesses, and expanding into digital banking through fintech partnerships.
Key Statistics
As of December 2025, public records show First Carolina Bank has originated approximately $508.5M in loan volume over the past 12 months, with an average loan size of $2.7M.
Volume (12mo)
$508.5M
Avg Loan Size
$2.7M
Total Mortgages
2,610
Total Borrowers
1,048
Lending Entities
First Carolina Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,610 mortgages recorded
Geography
First Carolina Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 163
Volume (12mo): $264.2M
Total Volume: $4.6B
Mortgages (12mo): 18
Volume (12mo): $78.3M
Total Volume: $921.9M
Mortgages (12mo): 15
Volume (12mo): $52.4M
Total Volume: $624.7M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Carolina Bank. Click on a borrower to view their full investor profile.
+1,045 more not shown
FAQ
What type of lender is First Carolina Bank?
First Carolina Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (52%) are for business purposes.
What entities does First Carolina Bank fund loans under?
First Carolina Bank originates mortgages through 1 different lending entities. The most common include First Carolina Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is First Carolina Bank most active?
Based on recorded mortgages, First Carolina Bank is most active in North Carolina, South Carolina, and Georgia.
How many loans has First Carolina Bank originated?
Public records show 2,610 mortgages recorded for First Carolina Bank, with $508.5M in volume over the past 12 months.
What is the average loan size for First Carolina Bank?
The average mortgage size for First Carolina Bank is $2.7M based on all recorded mortgages.
Does First Carolina Bank offer short-term loans?
First Carolina Bank primarily offers long-term financing, with only 8% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.