Government
First Capital Finance
Florida First Capital Finance Corporation, based in Tallahassee, FL, is a non-profit Certified Development Company that partners with commercial lenders to provide government-backed SBA 504 loans for small businesses, primarily for commercial real estate and equipment financing, to promote economic development and job creation.
Key Statistics
As of December 2025, public records show First Capital Finance has originated approximately $52.4M in loan volume over the past 12 months, with an average loan size of $966k.
Volume (12mo)
$52.4M
Avg Loan Size
$966k
Total Mortgages
426
Total Borrowers
648
Lending Entities
First Capital Finance funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
361 mortgages recorded
46 mortgages recorded
19 mortgages recorded
+2 more not shown
Geography
First Capital Finance's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 48
Volume (12mo): $45.5M
Total Volume: $358.2M
Mortgages (12mo): 4
Volume (12mo): $5.5M
Total Volume: $21.1M
Mortgages (12mo): 2
Volume (12mo): $923k
Total Volume: $923k
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Capital Finance. Click on a borrower to view their full investor profile.
+645 more not shown
FAQ
What type of lender is First Capital Finance?
First Capital Finance is classified as an government based on our research. Government-sponsored enterprises (GSEs) directly originate or guarantee loans. The majority of their loans (88%) are for business purposes.
What entities does First Capital Finance fund loans under?
First Capital Finance originates mortgages through 5 different lending entities. The most common include Florida First Capital Finance, Florida Department Of Commerce, and Florida Department Of Economic. These are the legal entity names that appear on recorded mortgage documents.
Where is First Capital Finance most active?
Based on recorded mortgages, First Capital Finance is most active in Florida, Georgia, and South Carolina.
How many loans has First Capital Finance originated?
Public records show 426 mortgages recorded for First Capital Finance, with $52.4M in volume over the past 12 months.
What is the average loan size for First Capital Finance?
The average mortgage size for First Capital Finance is $966k based on all recorded mortgages.
Does First Capital Finance offer short-term loans?
First Capital Finance primarily offers long-term financing, with only 5% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.