Credit Union
First Capital Fcu
First Capital Federal Credit Union is a member-owned financial cooperative based in York, PA, providing a variety of banking, loan, and mortgage products to its members and community.
Key Statistics
As of December 2025, public records show First Capital Fcu has originated approximately $31.3M in loan volume over the past 12 months, with an average loan size of $84k.
Volume (12mo)
$31.3M
Avg Loan Size
$84k
Total Mortgages
4,805
Total Borrowers
3,816
Lending Entities
First Capital Fcu funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
4,805 mortgages recorded
+1 more not shown
Geography
First Capital Fcu's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 326
Volume (12mo): $31.3M
Total Volume: $396.0M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $187k
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $5.7M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Capital Fcu. Click on a borrower to view their full investor profile.
114 mortgages · PA
100 mortgages · PA
84 mortgages · PA
+3,813 more not shown
FAQ
What type of lender is First Capital Fcu?
First Capital Fcu is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (7%) and personal loans in their portfolio.
What entities does First Capital Fcu fund loans under?
First Capital Fcu originates mortgages through 2 different lending entities. The most common include First Capital Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is First Capital Fcu most active?
Based on recorded mortgages, First Capital Fcu is most active in Pennsylvania, New Jersey, and Florida.
How many loans has First Capital Fcu originated?
Public records show 4,805 mortgages recorded for First Capital Fcu, with $31.3M in volume over the past 12 months.
What is the average loan size for First Capital Fcu?
The average mortgage size for First Capital Fcu is $84k based on all recorded mortgages.
Does First Capital Fcu offer short-term loans?
First Capital Fcu primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.