Bank
First Capital Bank
First Capital Bank is a state-chartered, FDIC-insured commercial bank located in Laurinburg, NC, providing a variety of banking products and services primarily to small and medium-sized businesses.
Key Statistics
As of December 2025, public records show First Capital Bank has originated approximately $553.4M in loan volume over the past 12 months, with an average loan size of $677k.
Volume (12mo)
$553.4M
Avg Loan Size
$677k
Total Mortgages
7,066
Total Borrowers
1,855
Lending Entities
First Capital Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
7,066 mortgages recorded
Geography
First Capital Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 359
Volume (12mo): $463.3M
Total Volume: $1.9B
Mortgages (12mo): 82
Volume (12mo): $60.6M
Total Volume: $354.8M
Mortgages (12mo): 31
Volume (12mo): $7.3M
Total Volume: $113.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with First Capital Bank. Click on a borrower to view their full investor profile.
+1,852 more not shown
FAQ
What type of lender is First Capital Bank?
First Capital Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (45%) and personal loans in their portfolio.
What entities does First Capital Bank fund loans under?
First Capital Bank originates mortgages through 1 different lending entities. The most common include First Capital Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is First Capital Bank most active?
Based on recorded mortgages, First Capital Bank is most active in South Carolina, North Carolina, and Texas.
How many loans has First Capital Bank originated?
Public records show 7,066 mortgages recorded for First Capital Bank, with $553.4M in volume over the past 12 months.
What is the average loan size for First Capital Bank?
The average mortgage size for First Capital Bank is $677k based on all recorded mortgages.
Does First Capital Bank offer short-term loans?
First Capital Bank primarily offers long-term financing, with only 12% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.