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Bank

Finwise Bank

finwise.bank
820 E 9400 S, Sandy, UT 84094

FinWise Bank is an FDIC-insured, Utah state-chartered bank based in Sandy, UT, offering a comprehensive suite of personal, business, and strategic banking products and services, including traditional deposits and loans, and fintech lending.

Key Statistics

As of December 2025, public records show Finwise Bank has originated approximately $203.8M in loan volume over the past 12 months, with an average loan size of $961k.

Volume (12mo)

$203.8M

Avg Loan Size

$961k

Total Mortgages

1,815

Total Borrowers

561

Lending Entities

Finwise Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Finwise Bank

1,580 mortgages recorded

Utah Community Bank

232 mortgages recorded

+4 more not shown

Geography

Finwise Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Utah

Mortgages (12mo): 96

Volume (12mo): $81.2M

Total Volume: $523.6M

#2New York

Mortgages (12mo): 41

Volume (12mo): $64.8M

Total Volume: $552.6M

#3New Jersey

Mortgages (12mo): 17

Volume (12mo): $36.8M

Total Volume: $317.4M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Finwise Bank. Click on a borrower to view their full investor profile.

+558 more not shown

FAQ

What type of lender is Finwise Bank?

Finwise Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (37%) and personal loans in their portfolio.

What entities does Finwise Bank fund loans under?

Finwise Bank originates mortgages through 6 different lending entities. The most common include Finwise Bank and Utah Community Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Finwise Bank most active?

Based on recorded mortgages, Finwise Bank is most active in Utah, New York, and New Jersey.

How many loans has Finwise Bank originated?

Public records show 1,815 mortgages recorded for Finwise Bank, with $203.8M in volume over the past 12 months.

What is the average loan size for Finwise Bank?

The average mortgage size for Finwise Bank is $961k based on all recorded mortgages.

Does Finwise Bank offer short-term loans?

Finwise Bank primarily offers long-term financing, with only 28% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.