Mortgage Banker
Figure
Figure Lending LLC, operating as Figure, is a Charlotte, NC-based mortgage banker specializing in originating and servicing Home Equity Lines of Credit (HELOCs) and other consumer loans, leveraging blockchain technology for efficiency.
Key Statistics
As of December 2025, public records show Figure has originated approximately $2.7B in loan volume over the past 12 months, with an average loan size of $81k.
Volume (12mo)
$2.7B
Avg Loan Size
$81k
Total Mortgages
144,308
Total Borrowers
47,133
Lending Entities
Figure funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
138,980 mortgages recorded
4,723 mortgages recorded
+33 more not shown
Geography
Figure's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 5,030
Volume (12mo): $591.3M
Total Volume: $3.0B
Mortgages (12mo): 2,723
Volume (12mo): $257.3M
Total Volume: $1.2B
Mortgages (12mo): 1,396
Volume (12mo): $93.1M
Total Volume: $377.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Figure. Click on a borrower to view their full investor profile.
82 mortgages · NC
56 mortgages · IL
56 mortgages · IL
+47,130 more not shown
FAQ
What type of lender is Figure?
Figure is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (1%) and personal loans in their portfolio.
What entities does Figure fund loans under?
Figure originates mortgages through 35 different lending entities. The most common include Figure Lending and Figure Lending Lcc. These are the legal entity names that appear on recorded mortgage documents.
Where is Figure most active?
Based on recorded mortgages, Figure is most active in California, Florida, and Ohio.
How many loans has Figure originated?
Public records show 144,308 mortgages recorded for Figure, with $2.7B in volume over the past 12 months.
What is the average loan size for Figure?
The average mortgage size for Figure is $81k based on all recorded mortgages.
Does Figure offer short-term loans?
Figure primarily offers long-term financing, with only 1% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.