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Bank

Extraco Banks

extracobanks.com
18 S Main St, Temple, TX 76501

Extraco Banks is an FDIC-insured national bank headquartered in Temple, Texas, providing comprehensive financial services including mortgage lending to customers throughout Central Texas.

Key Statistics

As of January 2026, public records show Extraco Banks has originated approximately $269.7M in loan volume over the past 12 months, with an average loan size of $344k.

Volume (12mo)

$269.7M

Avg Loan Size

$344k

Total Mortgages

13,788

Total Borrowers

1,714

Lending Entities

Extraco Banks funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Extraco Banks Na

13,578 mortgages recorded

+18 more not shown

Geography

Extraco Banks's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 613

Volume (12mo): $269.1M

Total Volume: $4.6B

#2Oklahoma

Mortgages (12mo): 1

Volume (12mo): $581k

Total Volume: $31.5M

#3Colorado

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $2.7M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Extraco Banks. Click on a borrower to view their full investor profile.

+1,711 more not shown

FAQ

What type of lender is Extraco Banks?

Extraco Banks is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (31%) and personal loans in their portfolio.

What entities does Extraco Banks fund loans under?

Extraco Banks originates mortgages through 19 different lending entities. The most common include Extraco Banks Na. These are the legal entity names that appear on recorded mortgage documents.

Where is Extraco Banks most active?

Based on recorded mortgages, Extraco Banks is most active in Texas, Oklahoma, and Colorado.

How many loans has Extraco Banks originated?

Public records show 13,788 mortgages recorded for Extraco Banks, with $269.7M in volume over the past 12 months.

What is the average loan size for Extraco Banks?

The average mortgage size for Extraco Banks is $344k based on all recorded mortgages.

Does Extraco Banks offer short-term loans?

Extraco Banks primarily offers long-term financing, with only 15% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.