Investment Lender
Express Capital Financing
Express Capital Financing is a Brooklyn, NY-based investment lender specializing in fast and flexible real estate loans for investors, including fix-and-flip, construction, and DSCR loans for residential and multi-family properties.
Key Statistics
As of December 2025, public records show Express Capital Financing has originated approximately $149.6M in loan volume over the past 12 months, with an average loan size of $477k.
Volume (12mo)
$149.6M
Avg Loan Size
$477k
Total Mortgages
2,196
Total Borrowers
1,258
Lending Entities
Express Capital Financing funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
981 mortgages recorded
561 mortgages recorded
258 mortgages recorded
148 mortgages recorded
74 mortgages recorded
+15 more not shown
Geography
Express Capital Financing's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 75
Volume (12mo): $29.6M
Total Volume: $166.1M
Mortgages (12mo): 74
Volume (12mo): $43.9M
Total Volume: $186.5M
Mortgages (12mo): 59
Volume (12mo): $12.4M
Total Volume: $50.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Express Capital Financing. Click on a borrower to view their full investor profile.
+1,255 more not shown
FAQ
What type of lender is Express Capital Financing?
Express Capital Financing is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (95%) are for business purposes.
What entities does Express Capital Financing fund loans under?
Express Capital Financing originates mortgages through 20 different lending entities. The most common include Ecf Fund I, Express Capital Holdings, and Express Capital Financing. These are the legal entity names that appear on recorded mortgage documents.
Where is Express Capital Financing most active?
Based on recorded mortgages, Express Capital Financing is most active in New York, New Jersey, and Pennsylvania.
How many loans has Express Capital Financing originated?
Public records show 2,196 mortgages recorded for Express Capital Financing, with $149.6M in volume over the past 12 months.
What is the average loan size for Express Capital Financing?
The average mortgage size for Express Capital Financing is $477k based on all recorded mortgages.
Does Express Capital Financing offer short-term loans?
Express Capital Financing primarily offers long-term financing, with only 50% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.