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Bank

Exchange Bank

exchangebank.com
545 Fourth St., Santa Rosa, CA 95401

Exchange Bank is a community-focused bank based in Santa Rosa, California, providing a full range of personal, business, and wealth management services, including various loan products, to customers in Sonoma County and the North Bay.

Key Statistics

As of December 2025, public records show Exchange Bank has originated approximately $776.2M in loan volume over the past 12 months, with an average loan size of $427k.

Volume (12mo)

$776.2M

Avg Loan Size

$427k

Total Mortgages

24,982

Total Borrowers

1,143

Lending Entities

Exchange Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Exchange Bank

24,982 mortgages recorded

Geography

Exchange Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Nebraska

Mortgages (12mo): 459

Volume (12mo): $266.1M

Total Volume: $2.9B

#2California

Mortgages (12mo): 214

Volume (12mo): $280.4M

Total Volume: $5.2B

#3Kansas

Mortgages (12mo): 186

Volume (12mo): $43.7M

Total Volume: $385.4M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Exchange Bank. Click on a borrower to view their full investor profile.

+1,140 more not shown

FAQ

What type of lender is Exchange Bank?

Exchange Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (19%) and personal loans in their portfolio.

What entities does Exchange Bank fund loans under?

Exchange Bank originates mortgages through 1 different lending entities. The most common include Exchange Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Exchange Bank most active?

Based on recorded mortgages, Exchange Bank is most active in Nebraska, California, and Kansas.

How many loans has Exchange Bank originated?

Public records show 24,982 mortgages recorded for Exchange Bank, with $776.2M in volume over the past 12 months.

What is the average loan size for Exchange Bank?

The average mortgage size for Exchange Bank is $427k based on all recorded mortgages.

Does Exchange Bank offer short-term loans?

Exchange Bank primarily offers long-term financing, with only 13% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.