Investment Lender
Encore Finance
Encore Finance, based in New York, is an investment lender providing specialized financing solutions to real estate investors across the United States. They focus on supporting the growth of real estate businesses through tailored lending products.
Key Statistics
As of December 2025, public records show Encore Finance has originated approximately $8.6B in loan volume over the past 12 months, with an average loan size of $9.7M.
Volume (12mo)
$8.6B
Avg Loan Size
$9.7M
Total Mortgages
1,479
Total Borrowers
153
Lending Entities
Encore Finance funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,470 mortgages recorded
+16 more not shown
Geography
Encore Finance's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 197
Volume (12mo): $4.5B
Total Volume: $4.9B
Mortgages (12mo): 87
Volume (12mo): $571.1M
Total Volume: $635.1M
Mortgages (12mo): 47
Volume (12mo): $701.3M
Total Volume: $1.0B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Encore Finance. Click on a borrower to view their full investor profile.
+150 more not shown
FAQ
What type of lender is Encore Finance?
Encore Finance is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (100%) are for business purposes.
What entities does Encore Finance fund loans under?
Encore Finance originates mortgages through 17 different lending entities. The most common include Encore Sfr Finance. These are the legal entity names that appear on recorded mortgage documents.
Where is Encore Finance most active?
Based on recorded mortgages, Encore Finance is most active in Florida, Tennessee, and Ohio.
How many loans has Encore Finance originated?
Public records show 1,479 mortgages recorded for Encore Finance, with $8.6B in volume over the past 12 months.
What is the average loan size for Encore Finance?
The average mortgage size for Encore Finance is $9.7M based on all recorded mortgages.
Does Encore Finance offer short-term loans?
Encore Finance primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.