Enact Partners logo

Private Money

Enact Partners

enactpartners.com
2546 Gateway Road, Carlsbad, CA 92009

Enact Partners is a private real estate lender based in Carlsbad, California, specializing in business purpose, asset-based loans for real estate investors, builders, and developers, along with the EP Guardian Fund for private mortgage investments offering stable monthly cash flow and capital preservation.

Key Statistics

As of June 2026, public records show Enact Partners has originated approximately $35.2M in loan volume over the past 12 months, with an average loan size of $2.0M.

Volume (12mo)

$35.2M

Avg Loan Size

$2.0M

Total Mortgages

76

Total Borrowers

77

Lending Entities

Enact Partners funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Ep Guardian Fund

70 mortgages recorded

Enact Opportunity Fund

5 mortgages recorded

+1 more entities not shown

Geography

Enact Partners's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1California

Mortgages (12mo): 5

Volume (12mo): $11.9M

Total Volume: $85.8M

#2Texas

Mortgages (12mo): 2

Volume (12mo): $7.4M

Total Volume: $30.7M

#3Arizona

Mortgages (12mo): 2

Volume (12mo): $3.0M

Total Volume: $7.0M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Enact Partners. Click on a borrower to view their full investor profile.

+74 more borrowers not shown

FAQ

What type of lender is Enact Partners?

Enact Partners is classified as an private money based on our research. The majority of their loans (90%) are for business purposes.

What entities does Enact Partners fund loans under?

Enact Partners originates mortgages through 3 different lending entities. The most common include Ep Guardian Fund and Enact Opportunity Fund. These are the legal entity names that appear on recorded mortgage documents.

Where is Enact Partners most active?

Based on recorded mortgages, Enact Partners is most active in California, Texas, and Arizona.

How many loans has Enact Partners originated?

Public records show 76 mortgages recorded for Enact Partners, with $35.2M in volume over the past 12 months.

What is the average loan size for Enact Partners?

The average mortgage size for Enact Partners is $2.0M based on all recorded mortgages.

Does Enact Partners offer short-term loans?

Yes, 91% of Enact Partners's loans are short-term (typically bridge loans or construction financing).

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.