Investment Lender
Divvy Homes
Divvy Homes, based in San Francisco, is an investment lender that facilitates homeownership through a rent-to-own program, allowing individuals to build equity towards purchasing a home they initially rent from Divvy.
Key Statistics
As of December 2025, public records show Divvy Homes has originated approximately $3.1M in loan volume over the past 12 months, with an average loan size of $404k.
Volume (12mo)
$3.1M
Avg Loan Size
$404k
Total Mortgages
879
Total Borrowers
33
Lending Entities
Divvy Homes funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
322 mortgages recorded
318 mortgages recorded
79 mortgages recorded
73 mortgages recorded
45 mortgages recorded
+7 more not shown
Geography
Divvy Homes's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 5
Volume (12mo): $3.1M
Total Volume: $94.5M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $3.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $256.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Divvy Homes. Click on a borrower to view their full investor profile.
+30 more not shown
FAQ
What type of lender is Divvy Homes?
Divvy Homes is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (92%) are for business purposes.
What entities does Divvy Homes fund loans under?
Divvy Homes originates mortgages through 12 different lending entities. The most common include Bay Street M, Baker Street Mortgage Holdings, and Broderick Street M Holdings. These are the legal entity names that appear on recorded mortgage documents.
Where is Divvy Homes most active?
Based on recorded mortgages, Divvy Homes is most active in California, Arizona, and Texas.
How many loans has Divvy Homes originated?
Public records show 879 mortgages recorded for Divvy Homes, with $3.1M in volume over the past 12 months.
What is the average loan size for Divvy Homes?
The average mortgage size for Divvy Homes is $404k based on all recorded mortgages.
Does Divvy Homes offer short-term loans?
Divvy Homes primarily offers long-term financing, with only 23% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.