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Mortgage Banker

Cultivated Lending

cultivatedlending.com
16 US Hwy 87, Comfort, TX 78013

Cultivated Lending is a Texas-based mortgage lender specializing in financing for farms, ranches, and recreational land in Central Texas, owned and operated by experienced farming operators and landowners.

Key Statistics

As of June 2026, public records show Cultivated Lending has originated approximately $306.6M in loan volume over the past 12 months, with an average loan size of $2.7M.

Volume (12mo)

$306.6M

Avg Loan Size

$2.7M

Total Mortgages

219

Total Borrowers

110

Lending Entities

Cultivated Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Cultivated Lending Group

220 mortgages recorded

Geography

Cultivated Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Texas

Mortgages (12mo): 94

Volume (12mo): $239.0M

Total Volume: $447.5M

#2Florida

Mortgages (12mo): 8

Volume (12mo): $22.8M

Total Volume: $49.3M

#3New Mexico

Mortgages (12mo): 7

Volume (12mo): $30.2M

Total Volume: $75.7M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Cultivated Lending. Click on a borrower to view their full investor profile.

+107 more borrowers not shown

FAQ

What type of lender is Cultivated Lending?

Cultivated Lending is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. The majority of their loans (53%) are for business purposes.

What entities does Cultivated Lending fund loans under?

Cultivated Lending originates mortgages through 1 different lending entities. The most common include Cultivated Lending Group. These are the legal entity names that appear on recorded mortgage documents.

Where is Cultivated Lending most active?

Based on recorded mortgages, Cultivated Lending is most active in Texas, Florida, and New Mexico.

How many loans has Cultivated Lending originated?

Public records show 219 mortgages recorded for Cultivated Lending, with $306.6M in volume over the past 12 months.

What is the average loan size for Cultivated Lending?

The average mortgage size for Cultivated Lending is $2.7M based on all recorded mortgages.

Does Cultivated Lending offer short-term loans?

Cultivated Lending primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.

Cultivated Lending - Mortgage Banker | Loan Data & Borrower Insights | Elementix.ai - Lender intelligence