Bank
Cross River Bank
Cross River Bank is a New Jersey-based, FDIC-insured institution that provides a wide range of banking services, with a particular focus on offering API-driven banking infrastructure and digital lending solutions to fintech partners.
Key Statistics
As of December 2025, public records show Cross River Bank has originated approximately $1.0B in loan volume over the past 12 months, with an average loan size of $3.5M.
Volume (12mo)
$1.0B
Avg Loan Size
$3.5M
Total Mortgages
2,242
Total Borrowers
1,194
Lending Entities
Cross River Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,239 mortgages recorded
+4 more not shown
Geography
Cross River Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 38
Volume (12mo): $112.1M
Total Volume: $1.7B
Mortgages (12mo): 16
Volume (12mo): $338.9M
Total Volume: $1.2B
Mortgages (12mo): 11
Volume (12mo): $59.8M
Total Volume: $86.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Cross River Bank. Click on a borrower to view their full investor profile.
+1,191 more not shown
FAQ
What type of lender is Cross River Bank?
Cross River Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (63%) are for business purposes.
What entities does Cross River Bank fund loans under?
Cross River Bank originates mortgages through 5 different lending entities. The most common include Cross River Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Cross River Bank most active?
Based on recorded mortgages, Cross River Bank is most active in New York, New Jersey, and Connecticut.
How many loans has Cross River Bank originated?
Public records show 2,242 mortgages recorded for Cross River Bank, with $1.0B in volume over the past 12 months.
What is the average loan size for Cross River Bank?
The average mortgage size for Cross River Bank is $3.5M based on all recorded mortgages.
Does Cross River Bank offer short-term loans?
Cross River Bank primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.