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Bank

Cornerstone Bank

cornerstonebank.com
176 Main Street, Spencer, MA

Cornerstone Bank is a regional bank, primarily operating in Massachusetts, that provides a wide range of financial services and is insured by the FDIC.

Key Statistics

As of December 2025, public records show Cornerstone Bank has originated approximately $401.1M in loan volume over the past 12 months, with an average loan size of $354k.

Volume (12mo)

$401.1M

Avg Loan Size

$354k

Total Mortgages

32,287

Total Borrowers

4,042

Lending Entities

Cornerstone Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Cornerstone Bank

31,634 mortgages recorded

+4 more not shown

Geography

Cornerstone Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Massachusetts

Mortgages (12mo): 605

Volume (12mo): $270.7M

Total Volume: $2.0B

#2Missouri

Mortgages (12mo): 39

Volume (12mo): $21.3M

Total Volume: $485.1M

#3North Dakota

Mortgages (12mo): 34

Volume (12mo): $40.0M

Total Volume: $2.3B

Top Borrowers

The following individuals have the most recorded mortgage transactions with Cornerstone Bank. Click on a borrower to view their full investor profile.

+4,039 more not shown

FAQ

What type of lender is Cornerstone Bank?

Cornerstone Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (20%) and personal loans in their portfolio.

What entities does Cornerstone Bank fund loans under?

Cornerstone Bank originates mortgages through 5 different lending entities. The most common include Cornerstone Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Cornerstone Bank most active?

Based on recorded mortgages, Cornerstone Bank is most active in Massachusetts, Missouri, and North Dakota.

How many loans has Cornerstone Bank originated?

Public records show 32,287 mortgages recorded for Cornerstone Bank, with $401.1M in volume over the past 12 months.

What is the average loan size for Cornerstone Bank?

The average mortgage size for Cornerstone Bank is $354k based on all recorded mortgages.

Does Cornerstone Bank offer short-term loans?

Cornerstone Bank primarily offers long-term financing, with only 12% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.