Investment Lender
Constructive Loans
Constructive Loans is a investment lender with 31,711 recorded mortgages across 13,580 borrowers. Active in Ohio, Pennsylvania, and Illinois.
Key Statistics
As of December 2025, public records show Constructive Loans has originated approximately $1.3B in loan volume over the past 12 months, with an average loan size of $269k.
Volume (12mo)
$1.3B
Avg Loan Size
$269k
Total Mortgages
31,711
Total Borrowers
13,580
Lending Entities
Constructive Loans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
9,939 mortgages recorded
9,364 mortgages recorded
7,548 mortgages recorded
4,447 mortgages recorded
+105 more not shown
Geography
Constructive Loans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,403
Volume (12mo): $174.7M
Total Volume: $375.1M
Mortgages (12mo): 555
Volume (12mo): $105.3M
Total Volume: $422.0M
Mortgages (12mo): 429
Volume (12mo): $83.8M
Total Volume: $359.9M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Constructive Loans. Click on a borrower to view their full investor profile.
+13,577 more not shown
FAQ
What type of lender is Constructive Loans?
Constructive Loans is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (60%) are for business purposes.
What entities does Constructive Loans fund loans under?
Constructive Loans originates mortgages through 109 different lending entities. The most common include Bpl Mortgage Trust, Bpl Mortgage, and Mortgage Trust. These are the legal entity names that appear on recorded mortgage documents.
Where is Constructive Loans most active?
Based on recorded mortgages, Constructive Loans is most active in Ohio, Pennsylvania, and Illinois.
How many loans has Constructive Loans originated?
Public records show 31,711 mortgages recorded for Constructive Loans, with $1.3B in volume over the past 12 months.
What is the average loan size for Constructive Loans?
The average mortgage size for Constructive Loans is $269k based on all recorded mortgages.
Does Constructive Loans offer short-term loans?
Constructive Loans primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.