Bank
Cogent Bank
Cogent Bank is a community-focused bank based in Orlando, Florida, providing a comprehensive suite of FDIC-insured financial products and services to individuals and businesses.
Key Statistics
As of December 2025, public records show Cogent Bank has originated approximately $546.2M in loan volume over the past 12 months, with an average loan size of $649k.
Volume (12mo)
$546.2M
Avg Loan Size
$649k
Total Mortgages
40,114
Total Borrowers
5,635
Lending Entities
Cogent Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
40,109 mortgages recorded
+5 more not shown
Geography
Cogent Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 372
Volume (12mo): $415.7M
Total Volume: $3.8B
Mortgages (12mo): 13
Volume (12mo): $39.6M
Total Volume: $386.5M
Mortgages (12mo): 9
Volume (12mo): $6.6M
Total Volume: $4.8B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Cogent Bank. Click on a borrower to view their full investor profile.
+5,632 more not shown
FAQ
What type of lender is Cogent Bank?
Cogent Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (23%) and personal loans in their portfolio.
What entities does Cogent Bank fund loans under?
Cogent Bank originates mortgages through 6 different lending entities. The most common include Cogent Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Cogent Bank most active?
Based on recorded mortgages, Cogent Bank is most active in Florida, Georgia, and North Carolina.
How many loans has Cogent Bank originated?
Public records show 40,114 mortgages recorded for Cogent Bank, with $546.2M in volume over the past 12 months.
What is the average loan size for Cogent Bank?
The average mortgage size for Cogent Bank is $649k based on all recorded mortgages.
Does Cogent Bank offer short-term loans?
Cogent Bank primarily offers long-term financing, with only 13% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.