City Of Charlotte logo

Government

City Of Charlotte

charlottenc.gov
600 East 4th Street, Charlotte, NC 28202

The City of Charlotte is a municipal government in North Carolina that provides lending programs for housing assistance, community development, and other public initiatives in the Charlotte area.

Key Statistics

As of June 2026, public records show City Of Charlotte has originated approximately $783.8M in loan volume over the past 12 months, with an average loan size of $883k.

Volume (12mo)

$783.8M

Avg Loan Size

$883k

Total Mortgages

2,562

Total Borrowers

2,900

Lending Entities

City Of Charlotte funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

City Of Charlotte

2,469 mortgages recorded

+11 more entities not shown

Geography

City Of Charlotte's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1North Carolina

Mortgages (12mo): 186

Volume (12mo): $783.8M

Total Volume: $2.3B

#2Ohio

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $39k

#3Virginia

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.4M

Top Borrowers

The following individuals have the most recorded mortgage transactions with City Of Charlotte. Click on a borrower to view their full investor profile.

+2,897 more borrowers not shown

FAQ

What type of lender is City Of Charlotte?

City Of Charlotte is classified as an government based on our research. Government-sponsored enterprises (GSEs) directly originate or guarantee loans. They have a mix of business (5%) and personal loans in their portfolio.

What entities does City Of Charlotte fund loans under?

City Of Charlotte originates mortgages through 12 different lending entities. The most common include City Of Charlotte. These are the legal entity names that appear on recorded mortgage documents.

Where is City Of Charlotte most active?

Based on recorded mortgages, City Of Charlotte is most active in North Carolina, Ohio, and Virginia.

How many loans has City Of Charlotte originated?

Public records show 2,562 mortgages recorded for City Of Charlotte, with $783.8M in volume over the past 12 months.

What is the average loan size for City Of Charlotte?

The average mortgage size for City Of Charlotte is $883k based on all recorded mortgages.

Does City Of Charlotte offer short-term loans?

City Of Charlotte primarily offers long-term financing, with only 1% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.