Bank
Citizens State Bank
Citizens State Bank of La Crosse is a community bank serving western Wisconsin, including La Crosse, Clayton, Eau Claire, and Onalaska, with a focus on FDIC-insured deposit accounts and traditional lending products like personal loans, business financing, and home mortgages for local individuals and small businesses.
Key Statistics
As of December 2025, public records show Citizens State Bank has originated approximately $63.7M in loan volume over the past 12 months, with an average loan size of $395k.
Volume (12mo)
$63.7M
Avg Loan Size
$395k
Total Mortgages
2,240
Total Borrowers
32
Lending Entities
Citizens State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,703 mortgages recorded
283 mortgages recorded
251 mortgages recorded
+3 more not shown
Geography
Citizens State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 140
Volume (12mo): $54.6M
Total Volume: $769.2M
Mortgages (12mo): 13
Volume (12mo): $7.4M
Total Volume: $95.7M
Mortgages (12mo): 4
Volume (12mo): $714k
Total Volume: $7.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Citizens State Bank. Click on a borrower to view their full investor profile.
+29 more not shown
FAQ
What type of lender is Citizens State Bank?
Citizens State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (38%) and personal loans in their portfolio.
What entities does Citizens State Bank fund loans under?
Citizens State Bank originates mortgages through 6 different lending entities. The most common include Citizens State Bank La Crosse, Citizens State Bankla Crosse, and Citizens State Bank Of La Cros. These are the legal entity names that appear on recorded mortgage documents.
Where is Citizens State Bank most active?
Based on recorded mortgages, Citizens State Bank is most active in Wisconsin, Minnesota, and Iowa.
How many loans has Citizens State Bank originated?
Public records show 2,240 mortgages recorded for Citizens State Bank, with $63.7M in volume over the past 12 months.
What is the average loan size for Citizens State Bank?
The average mortgage size for Citizens State Bank is $395k based on all recorded mortgages.
Does Citizens State Bank offer short-term loans?
Citizens State Bank primarily offers long-term financing, with only 3% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.