Bank
Citizens National Bank Of Somerset
Citizens National Bank of Somerset is a locally owned community bank headquartered in Somerset, Kentucky, offering a wide range of banking services including mortgages, home loans, and business lending.
Key Statistics
As of June 2026, public records show Citizens National Bank Of Somerset has originated approximately $195.5M in loan volume over the past 12 months, with an average loan size of $430k.
Volume (12mo)
$195.5M
Avg Loan Size
$430k
Total Mortgages
822
Total Borrowers
126
Lending Entities
Citizens National Bank Of Somerset funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
820 mortgages recorded
+2 more entities not shown
Geography
Citizens National Bank Of Somerset's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 139
Volume (12mo): $194.9M
Total Volume: $349.3M
Mortgages (12mo): 1
Volume (12mo): $80k
Total Volume: $1.9M
Mortgages (12mo): 1
Volume (12mo): $528k
Total Volume: $792k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Citizens National Bank Of Somerset. Click on a borrower to view their full investor profile.
+123 more borrowers not shown
FAQ
What type of lender is Citizens National Bank Of Somerset?
Citizens National Bank Of Somerset is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does Citizens National Bank Of Somerset fund loans under?
Citizens National Bank Of Somerset originates mortgages through 3 different lending entities. The most common include Citizens Natl Bank Of Somerset. These are the legal entity names that appear on recorded mortgage documents.
Where is Citizens National Bank Of Somerset most active?
Based on recorded mortgages, Citizens National Bank Of Somerset is most active in Kentucky, Tennessee, and North Carolina.
How many loans has Citizens National Bank Of Somerset originated?
Public records show 822 mortgages recorded for Citizens National Bank Of Somerset, with $195.5M in volume over the past 12 months.
What is the average loan size for Citizens National Bank Of Somerset?
The average mortgage size for Citizens National Bank Of Somerset is $430k based on all recorded mortgages.
Does Citizens National Bank Of Somerset offer short-term loans?
Citizens National Bank Of Somerset primarily offers long-term financing, with only 21% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.