Bank
Citizens Bank
Citizens Bank, N.A. is a large, nationally chartered bank with its corporate headquarters in Providence, RI, offering a comprehensive range of personal and business banking services, including mortgages through its "Citizens One Home Loans" division, with a significant operational presence in Franklin, TN.
Key Statistics
As of December 2025, public records show Citizens Bank has originated approximately $36.3B in loan volume over the past 12 months, with an average loan size of $688k.
Volume (12mo)
$36.3B
Avg Loan Size
$688k
Total Mortgages
751,544
Total Borrowers
258,833
Lending Entities
Citizens Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
472,972 mortgages recorded
252,215 mortgages recorded
21,698 mortgages recorded
+73 more not shown
Geography
Citizens Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 9,655
Volume (12mo): $2.4B
Total Volume: $37.8B
Mortgages (12mo): 8,722
Volume (12mo): $6.2B
Total Volume: $46.1B
Mortgages (12mo): 8,329
Volume (12mo): $3.4B
Total Volume: $30.1B
Top Borrowers
The following individuals have the most recorded mortgage transactions with Citizens Bank. Click on a borrower to view their full investor profile.
+258,830 more not shown
FAQ
What type of lender is Citizens Bank?
Citizens Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Citizens Bank fund loans under?
Citizens Bank originates mortgages through 76 different lending entities. The most common include Citizens Bank Na, Citizens Bank, and Citizens Bank Of Rhode Island. These are the legal entity names that appear on recorded mortgage documents.
Where is Citizens Bank most active?
Based on recorded mortgages, Citizens Bank is most active in Pennsylvania, Massachusetts, and New York.
How many loans has Citizens Bank originated?
Public records show 751,544 mortgages recorded for Citizens Bank, with $36.3B in volume over the past 12 months.
What is the average loan size for Citizens Bank?
The average mortgage size for Citizens Bank is $688k based on all recorded mortgages.
Does Citizens Bank offer short-term loans?
Citizens Bank primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.