Credit Union
Charter Oak Federal Credit Union
Charter Oak Federal Credit Union is a member-owned financial cooperative based in Waterford, CT, serving eastern Connecticut with a focus on checking, savings, lending, and mortgage products.
Key Statistics
As of June 2026, public records show Charter Oak Federal Credit Union has originated approximately $132.8M in loan volume over the past 12 months, with an average loan size of $166k.
Volume (12mo)
$132.8M
Avg Loan Size
$166k
Total Mortgages
7,492
Total Borrowers
272
Lending Entities
Charter Oak Federal Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
7,492 mortgages recorded
Geography
Charter Oak Federal Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 663
Volume (12mo): $128.1M
Total Volume: $1.2B
Mortgages (12mo): 22
Volume (12mo): $4.8M
Total Volume: $45.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $976k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Charter Oak Federal Credit Union. Click on a borrower to view their full investor profile.
+269 more borrowers not shown
FAQ
What type of lender is Charter Oak Federal Credit Union?
Charter Oak Federal Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (6%) and personal loans in their portfolio.
What entities does Charter Oak Federal Credit Union fund loans under?
Charter Oak Federal Credit Union originates mortgages through 1 different lending entities. The most common include Charter Oak Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Charter Oak Federal Credit Union most active?
Based on recorded mortgages, Charter Oak Federal Credit Union is most active in Connecticut, Rhode Island, and New Hampshire.
How many loans has Charter Oak Federal Credit Union originated?
Public records show 7,492 mortgages recorded for Charter Oak Federal Credit Union, with $132.8M in volume over the past 12 months.
What is the average loan size for Charter Oak Federal Credit Union?
The average mortgage size for Charter Oak Federal Credit Union is $166k based on all recorded mortgages.
Does Charter Oak Federal Credit Union offer short-term loans?
Charter Oak Federal Credit Union primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.