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Investment Lender

Certain Lending

certainlending.com
500 SANSOME ST, SAN FRANCISCO, CA 94111

Certain Lending is a investment lender with 6,142 recorded mortgages across 2,796 borrowers. Active in Florida, Ohio, and Arizona.

Key Statistics

As of December 2025, public records show Certain Lending has originated approximately $817.3M in loan volume over the past 12 months, with an average loan size of $405k.

Volume (12mo)

$817.3M

Avg Loan Size

$405k

Total Mortgages

6,142

Total Borrowers

2,796

Lending Entities

Certain Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Vontive

4,641 mortgages recorded

Certain Lending

1,496 mortgages recorded

+16 more not shown

Geography

Certain Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Florida

Mortgages (12mo): 200

Volume (12mo): $68.8M

Total Volume: $252.3M

#2Ohio

Mortgages (12mo): 174

Volume (12mo): $110.5M

Total Volume: $174.0M

#3Arizona

Mortgages (12mo): 157

Volume (12mo): $59.7M

Total Volume: $385.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Certain Lending. Click on a borrower to view their full investor profile.

+2,793 more not shown

FAQ

What type of lender is Certain Lending?

Certain Lending is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (92%) are for business purposes.

What entities does Certain Lending fund loans under?

Certain Lending originates mortgages through 18 different lending entities. The most common include Vontive and Certain Lending. These are the legal entity names that appear on recorded mortgage documents.

Where is Certain Lending most active?

Based on recorded mortgages, Certain Lending is most active in Florida, Ohio, and Arizona.

How many loans has Certain Lending originated?

Public records show 6,142 mortgages recorded for Certain Lending, with $817.3M in volume over the past 12 months.

What is the average loan size for Certain Lending?

The average mortgage size for Certain Lending is $405k based on all recorded mortgages.

Does Certain Lending offer short-term loans?

Certain Lending primarily offers long-term financing, with only 42% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.