Bank
Central State Bank
Central State Bank is a regional bank operating in localities such as Alabama and Iowa, providing a full range of FDIC-insured personal and business banking services, including deposit accounts and various loan products like mortgages.
Key Statistics
As of December 2025, public records show Central State Bank has originated approximately $403.0M in loan volume over the past 12 months, with an average loan size of $322k.
Volume (12mo)
$403.0M
Avg Loan Size
$322k
Total Mortgages
12,694
Total Borrowers
844
Lending Entities
Central State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
12,693 mortgages recorded
+1 more not shown
Geography
Central State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 447
Volume (12mo): $197.4M
Total Volume: $1.2B
Mortgages (12mo): 199
Volume (12mo): $142.5M
Total Volume: $2.2B
Mortgages (12mo): 130
Volume (12mo): $31.2M
Total Volume: $220.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Central State Bank. Click on a borrower to view their full investor profile.
+841 more not shown
FAQ
What type of lender is Central State Bank?
Central State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (24%) and personal loans in their portfolio.
What entities does Central State Bank fund loans under?
Central State Bank originates mortgages through 2 different lending entities. The most common include Central State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Central State Bank most active?
Based on recorded mortgages, Central State Bank is most active in Alabama, Iowa, and Illinois.
How many loans has Central State Bank originated?
Public records show 12,694 mortgages recorded for Central State Bank, with $403.0M in volume over the past 12 months.
What is the average loan size for Central State Bank?
The average mortgage size for Central State Bank is $322k based on all recorded mortgages.
Does Central State Bank offer short-term loans?
Central State Bank primarily offers long-term financing, with only 15% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.