Credit Union
Central One Fcu
Central One Federal Credit Union is a Massachusetts-based, member-owned cooperative serving Central Massachusetts communities from its Shrewsbury headquarters. As a credit union, it focuses on providing comprehensive financial services, including mortgages, auto loans, commercial financing, and savings products, in a not-for-profit model that prioritizes personalized member support and community reinvestment.
Key Statistics
As of December 2025, public records show Central One Fcu has originated approximately $346.5M in loan volume over the past 12 months, with an average loan size of $292k.
Volume (12mo)
$346.5M
Avg Loan Size
$292k
Total Mortgages
9,681
Total Borrowers
1,029
Lending Entities
Central One Fcu funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
9,355 mortgages recorded
290 mortgages recorded
+6 more not shown
Geography
Central One Fcu's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 484
Volume (12mo): $116.1M
Total Volume: $1.7B
Mortgages (12mo): 47
Volume (12mo): $216.3M
Total Volume: $1.0B
Mortgages (12mo): 9
Volume (12mo): $3.7M
Total Volume: $21.6M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Central One Fcu. Click on a borrower to view their full investor profile.
+1,026 more not shown
FAQ
What type of lender is Central One Fcu?
Central One Fcu is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (4%) and personal loans in their portfolio.
What entities does Central One Fcu fund loans under?
Central One Fcu originates mortgages through 8 different lending entities. The most common include Central One Fcu and Central Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Central One Fcu most active?
Based on recorded mortgages, Central One Fcu is most active in Massachusetts, Louisiana, and Florida.
How many loans has Central One Fcu originated?
Public records show 9,681 mortgages recorded for Central One Fcu, with $346.5M in volume over the past 12 months.
What is the average loan size for Central One Fcu?
The average mortgage size for Central One Fcu is $292k based on all recorded mortgages.
Does Central One Fcu offer short-term loans?
Central One Fcu primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.