Investment Lender
Central Lending
Central Lending, based in Lakeland, Florida, is an investment lender specializing in providing private capital for real estate investors, offering bridge, rehab, construction, and DSCR loans.
Key Statistics
As of December 2025, public records show Central Lending has originated approximately $4.5M in loan volume over the past 12 months, with an average loan size of $160k.
Volume (12mo)
$4.5M
Avg Loan Size
$160k
Total Mortgages
307
Total Borrowers
284
Lending Entities
Central Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
201 mortgages recorded
87 mortgages recorded
15 mortgages recorded
+6 more not shown
Geography
Central Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 12
Volume (12mo): $2.3M
Total Volume: $31.0M
Mortgages (12mo): 3
Volume (12mo): $252k
Total Volume: $252k
Mortgages (12mo): 2
Volume (12mo): $834k
Total Volume: $1.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Central Lending. Click on a borrower to view their full investor profile.
+281 more not shown
FAQ
What type of lender is Central Lending?
Central Lending is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (98%) are for business purposes.
What entities does Central Lending fund loans under?
Central Lending originates mortgages through 9 different lending entities. The most common include Central Florida Lending Fund, Central Lending, and Gto Capital. These are the legal entity names that appear on recorded mortgage documents.
Where is Central Lending most active?
Based on recorded mortgages, Central Lending is most active in Florida, Arkansas, and North Carolina.
How many loans has Central Lending originated?
Public records show 307 mortgages recorded for Central Lending, with $4.5M in volume over the past 12 months.
What is the average loan size for Central Lending?
The average mortgage size for Central Lending is $160k based on all recorded mortgages.
Does Central Lending offer short-term loans?
Yes, 77% of Central Lending's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.