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Bank

Centennial Bank

mycentennial.bank
411 West Market St, Bolivar, TN 38008

Centennial Bank is a community-focused financial institution operating primarily in West Tennessee, including its Bolivar branch. As an FDIC-insured depository bank, it offers a wide range of retail and commercial services, with a primary emphasis on deposit accounts, personal mortgages, and business loans to support local individuals and small businesses.

Key Statistics

As of December 2025, public records show Centennial Bank has originated approximately $89.2M in loan volume over the past 12 months, with an average loan size of $312k.

Volume (12mo)

$89.2M

Avg Loan Size

$312k

Total Mortgages

4,770

Total Borrowers

326

Lending Entities

Centennial Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Merchants And Planters Bank

4,744 mortgages recorded

+7 more not shown

Geography

Centennial Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Arkansas

Mortgages (12mo): 190

Volume (12mo): $33.5M

Total Volume: $604.1M

#2Mississippi

Mortgages (12mo): 48

Volume (12mo): $55.3M

Total Volume: $225.5M

#3Oklahoma

Mortgages (12mo): 1

Volume (12mo): $201k

Total Volume: $639k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Centennial Bank. Click on a borrower to view their full investor profile.

+323 more not shown

FAQ

What type of lender is Centennial Bank?

Centennial Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.

What entities does Centennial Bank fund loans under?

Centennial Bank originates mortgages through 8 different lending entities. The most common include Merchants And Planters Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Centennial Bank most active?

Based on recorded mortgages, Centennial Bank is most active in Arkansas, Mississippi, and Oklahoma.

How many loans has Centennial Bank originated?

Public records show 4,770 mortgages recorded for Centennial Bank, with $89.2M in volume over the past 12 months.

What is the average loan size for Centennial Bank?

The average mortgage size for Centennial Bank is $312k based on all recorded mortgages.

Does Centennial Bank offer short-term loans?

Centennial Bank primarily offers long-term financing, with only 26% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.