Investment Lender
Carolina Hard Money
Carolina Hard Money is an Investment Lender based in Rock Hill, SC, specializing in providing hard money rehab and construction loans to real estate investors across the southeastern United States.
Key Statistics
As of December 2025, public records show Carolina Hard Money has originated approximately $3.9M in loan volume over the past 12 months, with an average loan size of $255k.
Volume (12mo)
$3.9M
Avg Loan Size
$255k
Total Mortgages
593
Total Borrowers
380
Lending Entities
Carolina Hard Money funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
343 mortgages recorded
116 mortgages recorded
63 mortgages recorded
54 mortgages recorded
+10 more not shown
Geography
Carolina Hard Money's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 10
Volume (12mo): $2.4M
Total Volume: $107.5M
Mortgages (12mo): 7
Volume (12mo): $1.0M
Total Volume: $26.9M
Mortgages (12mo): 2
Volume (12mo): $359k
Total Volume: $392k
Top Borrowers
The following individuals have the most recorded mortgage transactions with Carolina Hard Money. Click on a borrower to view their full investor profile.
+377 more not shown
FAQ
What type of lender is Carolina Hard Money?
Carolina Hard Money is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (96%) are for business purposes.
What entities does Carolina Hard Money fund loans under?
Carolina Hard Money originates mortgages through 14 different lending entities. The most common include Carolina Hard Money, Carolina Hard Money Isaoa, and Carolina Hard Money Llc Isaoa 100 Undivided Interest. These are the legal entity names that appear on recorded mortgage documents.
Where is Carolina Hard Money most active?
Based on recorded mortgages, Carolina Hard Money is most active in North Carolina, South Carolina, and Tennessee.
How many loans has Carolina Hard Money originated?
Public records show 593 mortgages recorded for Carolina Hard Money, with $3.9M in volume over the past 12 months.
What is the average loan size for Carolina Hard Money?
The average mortgage size for Carolina Hard Money is $255k based on all recorded mortgages.
Does Carolina Hard Money offer short-term loans?
Yes, 92% of Carolina Hard Money's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.