Mortgage Banker
Cap One Lending
Cap One Lending is a direct lender based in Lee's Summit, Missouri, specializing in residential mortgage lending including VA, FHA, and USDA loans, as well as hard money and investment property loans for homebuyers and real estate investors.
Key Statistics
As of June 2026, public records show Cap One Lending has originated approximately $110.9M in loan volume over the past 12 months, with an average loan size of $256k.
Volume (12mo)
$110.9M
Avg Loan Size
$256k
Total Mortgages
865
Total Borrowers
392
Lending Entities
Cap One Lending funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
675 mortgages recorded
184 mortgages recorded
+9 more entities not shown
Geography
Cap One Lending's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 269
Volume (12mo): $68.6M
Total Volume: $141.6M
Mortgages (12mo): 71
Volume (12mo): $19.3M
Total Volume: $48.0M
Mortgages (12mo): 20
Volume (12mo): $5.7M
Total Volume: $10.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Cap One Lending. Click on a borrower to view their full investor profile.
+389 more borrowers not shown
FAQ
What type of lender is Cap One Lending?
Cap One Lending is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (40%) and personal loans in their portfolio.
What entities does Cap One Lending fund loans under?
Cap One Lending originates mortgages through 11 different lending entities. The most common include Cap One Lending and Epl Investments. These are the legal entity names that appear on recorded mortgage documents.
Where is Cap One Lending most active?
Based on recorded mortgages, Cap One Lending is most active in Missouri, Kansas, and Texas.
How many loans has Cap One Lending originated?
Public records show 865 mortgages recorded for Cap One Lending, with $110.9M in volume over the past 12 months.
What is the average loan size for Cap One Lending?
The average mortgage size for Cap One Lending is $256k based on all recorded mortgages.
Does Cap One Lending offer short-term loans?
Cap One Lending primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.