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Investment Lender

Business Purpose Capital

bpcapital.com
11335 NE 122nd Way, Kirkland, WA 98034

Business Purpose Capital LLC was a Kirkland, Washington-based non-bank lender serving real estate investors and brokers nationwide through a wholesale model. Its primary focus was on asset-based financing products like DSCR rental loans, bridge loans, and construction financing for investment properties.

Key Statistics

As of December 2025, public records show Business Purpose Capital has originated approximately $131.2M in loan volume over the past 12 months, with an average loan size of $578k.

Volume (12mo)

$131.2M

Avg Loan Size

$578k

Total Mortgages

261

Total Borrowers

143

Lending Entities

Business Purpose Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Business Purpose Capital

242 mortgages recorded

Sfr Structured Finance

13 mortgages recorded

+4 more not shown

Geography

Business Purpose Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Ohio

Mortgages (12mo): 76

Volume (12mo): $37.6M

Total Volume: $37.6M

#2Texas

Mortgages (12mo): 76

Volume (12mo): $71.4M

Total Volume: $75.1M

#3New Jersey

Mortgages (12mo): 11

Volume (12mo): $5.8M

Total Volume: $6.1M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Business Purpose Capital. Click on a borrower to view their full investor profile.

+140 more not shown

FAQ

What type of lender is Business Purpose Capital?

Business Purpose Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (97%) are for business purposes.

What entities does Business Purpose Capital fund loans under?

Business Purpose Capital originates mortgages through 6 different lending entities. The most common include Business Purpose Capital and Sfr Structured Finance. These are the legal entity names that appear on recorded mortgage documents.

Where is Business Purpose Capital most active?

Based on recorded mortgages, Business Purpose Capital is most active in Ohio, Texas, and New Jersey.

How many loans has Business Purpose Capital originated?

Public records show 261 mortgages recorded for Business Purpose Capital, with $131.2M in volume over the past 12 months.

What is the average loan size for Business Purpose Capital?

The average mortgage size for Business Purpose Capital is $578k based on all recorded mortgages.

Does Business Purpose Capital offer short-term loans?

Business Purpose Capital primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.