Builder Circle logo

Investment Lender

Builder Circle

builder-circle.com
1844 Bowers Street, Birmingham, MI 48009

Builder Circle is a Midwest-based investment lender specializing in providing financing solutions for real estate developers, home builders, and investors, primarily focusing on construction and residential development projects.

Key Statistics

As of December 2025, public records show Builder Circle has originated approximately $373.8M in loan volume over the past 12 months, with an average loan size of $819k.

Volume (12mo)

$373.8M

Avg Loan Size

$819k

Total Mortgages

697

Total Borrowers

115

Lending Entities

Builder Circle funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Builder Circle Finance

406 mortgages recorded

Builder Circle Warehouse 1

288 mortgages recorded

+2 more not shown

Geography

Builder Circle's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Michigan

Mortgages (12mo): 107

Volume (12mo): $107.2M

Total Volume: $206.4M

#2Texas

Mortgages (12mo): 65

Volume (12mo): $52.7M

Total Volume: $92.7M

#3Colorado

Mortgages (12mo): 53

Volume (12mo): $110.3M

Total Volume: $110.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Builder Circle. Click on a borrower to view their full investor profile.

+112 more not shown

FAQ

What type of lender is Builder Circle?

Builder Circle is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (81%) are for business purposes.

What entities does Builder Circle fund loans under?

Builder Circle originates mortgages through 4 different lending entities. The most common include Builder Circle Finance and Builder Circle Warehouse 1. These are the legal entity names that appear on recorded mortgage documents.

Where is Builder Circle most active?

Based on recorded mortgages, Builder Circle is most active in Michigan, Texas, and Colorado.

How many loans has Builder Circle originated?

Public records show 697 mortgages recorded for Builder Circle, with $373.8M in volume over the past 12 months.

What is the average loan size for Builder Circle?

The average mortgage size for Builder Circle is $819k based on all recorded mortgages.

Does Builder Circle offer short-term loans?

Builder Circle primarily offers long-term financing, with only 12% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.