Mortgage Banker
Better Rate Mortgage
Better Rate Mortgage is a full-service mortgage lender based in Roseville, California, specializing in originating and funding residential mortgages with competitive rates through correspondent and brokered channels.
Key Statistics
As of June 2026, public records show Better Rate Mortgage has originated approximately $98.9M in loan volume over the past 12 months, with an average loan size of $326k.
Volume (12mo)
$98.9M
Avg Loan Size
$326k
Total Mortgages
2,041
Total Borrowers
78
Lending Entities
Better Rate Mortgage funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,037 mortgages recorded
+2 more entities not shown
Geography
Better Rate Mortgage's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 99
Volume (12mo): $16.0M
Total Volume: $26.5M
Mortgages (12mo): 94
Volume (12mo): $24.7M
Total Volume: $171.6M
Mortgages (12mo): 87
Volume (12mo): $48.2M
Total Volume: $390.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Better Rate Mortgage. Click on a borrower to view their full investor profile.
+75 more borrowers not shown
FAQ
What type of lender is Better Rate Mortgage?
Better Rate Mortgage is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (7%) and personal loans in their portfolio.
What entities does Better Rate Mortgage fund loans under?
Better Rate Mortgage originates mortgages through 3 different lending entities. The most common include Better Rate Mortgage. These are the legal entity names that appear on recorded mortgage documents.
Where is Better Rate Mortgage most active?
Based on recorded mortgages, Better Rate Mortgage is most active in Ohio, Michigan, and California.
How many loans has Better Rate Mortgage originated?
Public records show 2,041 mortgages recorded for Better Rate Mortgage, with $98.9M in volume over the past 12 months.
What is the average loan size for Better Rate Mortgage?
The average mortgage size for Better Rate Mortgage is $326k based on all recorded mortgages.
Does Better Rate Mortgage offer short-term loans?
Better Rate Mortgage primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.