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Beneficial State Bank

Beneficial State Bank is an FDIC-insured bank operating in California, Oregon, and Washington, focused on providing ethical banking services and promoting community development through its financial products for individuals, businesses, and non-profits.

Key Statistics

As of December 2025, public records show Beneficial State Bank has originated approximately $48.2M in loan volume over the past 12 months, with an average loan size of $2.3M.

Volume (12mo)

$48.2M

Avg Loan Size

$2.3M

Total Mortgages

790

Total Borrowers

343

Lending Entities

Beneficial State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Beneficial State Bank

790 mortgages recorded

Geography

Beneficial State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Oregon

Mortgages (12mo): 28

Volume (12mo): $30.7M

Total Volume: $1.2B

#2California

Mortgages (12mo): 15

Volume (12mo): $14.3M

Total Volume: $565.7M

#3Washington

Mortgages (12mo): 2

Volume (12mo): $3.2M

Total Volume: $75.3M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Beneficial State Bank. Click on a borrower to view their full investor profile.

+340 more not shown

FAQ

What type of lender is Beneficial State Bank?

Beneficial State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (63%) are for business purposes.

What entities does Beneficial State Bank fund loans under?

Beneficial State Bank originates mortgages through 1 different lending entities. The most common include Beneficial State Bank. These are the legal entity names that appear on recorded mortgage documents.

Where is Beneficial State Bank most active?

Based on recorded mortgages, Beneficial State Bank is most active in Oregon, California, and Washington.

How many loans has Beneficial State Bank originated?

Public records show 790 mortgages recorded for Beneficial State Bank, with $48.2M in volume over the past 12 months.

What is the average loan size for Beneficial State Bank?

The average mortgage size for Beneficial State Bank is $2.3M based on all recorded mortgages.

Does Beneficial State Bank offer short-term loans?

Beneficial State Bank primarily offers long-term financing, with only 11% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.