Bank
Bay State Savings Bank
Bay State Savings Bank is a community-oriented institution based in Worcester, Massachusetts, serving central New England with a focus on personal and business deposit accounts, residential mortgages, and local commercial lending as an FDIC-insured depository bank.
Key Statistics
As of December 2025, public records show Bay State Savings Bank has originated approximately $159.4M in loan volume over the past 12 months, with an average loan size of $330k.
Volume (12mo)
$159.4M
Avg Loan Size
$330k
Total Mortgages
2,792
Total Borrowers
930
Lending Entities
Bay State Savings Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,792 mortgages recorded
Geography
Bay State Savings Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 186
Volume (12mo): $94.9M
Total Volume: $818.3M
Mortgages (12mo): 5
Volume (12mo): $44.4M
Total Volume: $48.2M
Mortgages (12mo): 3
Volume (12mo): $1.0M
Total Volume: $13.8M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Bay State Savings Bank. Click on a borrower to view their full investor profile.
+927 more not shown
FAQ
What type of lender is Bay State Savings Bank?
Bay State Savings Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (11%) and personal loans in their portfolio.
What entities does Bay State Savings Bank fund loans under?
Bay State Savings Bank originates mortgages through 1 different lending entities. The most common include Bay State Savings Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is Bay State Savings Bank most active?
Based on recorded mortgages, Bay State Savings Bank is most active in Massachusetts, Rhode Island, and New Hampshire.
How many loans has Bay State Savings Bank originated?
Public records show 2,792 mortgages recorded for Bay State Savings Bank, with $159.4M in volume over the past 12 months.
What is the average loan size for Bay State Savings Bank?
The average mortgage size for Bay State Savings Bank is $330k based on all recorded mortgages.
Does Bay State Savings Bank offer short-term loans?
Bay State Savings Bank primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.