Private Money
Bay Private Capital
Bay Private Capital is a local hard money lender based in Annapolis, Maryland, serving the Mid-Atlantic region (MD, DC, Northern VA). It primarily offers short-term, asset-based financing for real estate investors, including bridge and construction loans for property acquisitions, rehabs, and new builds.
Key Statistics
As of June 2026, public records show Bay Private Capital has originated approximately $29.5M in loan volume over the past 12 months, with an average loan size of $277k.
Volume (12mo)
$29.5M
Avg Loan Size
$277k
Total Mortgages
393
Total Borrowers
103
Lending Entities
Bay Private Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
312 mortgages recorded
20 mortgages recorded
18 mortgages recorded
+38 more entities not shown
Geography
Bay Private Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 88
Volume (12mo): $28.1M
Total Volume: $98.5M
Mortgages (12mo): 2
Volume (12mo): $866k
Total Volume: $5.7M
Mortgages (12mo): 1
Volume (12mo): $144k
Total Volume: $4.0M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Bay Private Capital. Click on a borrower to view their full investor profile.
68 mortgages · MD
67 mortgages · MD
26 mortgages · MD
+100 more borrowers not shown
FAQ
What type of lender is Bay Private Capital?
Bay Private Capital is classified as an private money based on our research. The majority of their loans (56%) are for business purposes.
What entities does Bay Private Capital fund loans under?
Bay Private Capital originates mortgages through 41 different lending entities. The most common include Bay Private Capital, Jack G Bannister Profit Sharing Plan, and Gordon B Bannister. These are the legal entity names that appear on recorded mortgage documents.
Where is Bay Private Capital most active?
Based on recorded mortgages, Bay Private Capital is most active in Maryland, District of Columbia, and Virginia.
How many loans has Bay Private Capital originated?
Public records show 393 mortgages recorded for Bay Private Capital, with $29.5M in volume over the past 12 months.
What is the average loan size for Bay Private Capital?
The average mortgage size for Bay Private Capital is $277k based on all recorded mortgages.
Does Bay Private Capital offer short-term loans?
Yes, 100% of Bay Private Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.