Mortgage Banker
Bay Equity Home Loans
Bay Equity Home Loans is a national mortgage banker based in Sausalito, CA, specializing in originating and underwriting residential home loans for individuals.
Key Statistics
As of December 2025, public records show Bay Equity Home Loans has originated approximately $1.9B in loan volume over the past 12 months, with an average loan size of $326k.
Volume (12mo)
$1.9B
Avg Loan Size
$326k
Total Mortgages
177,172
Total Borrowers
25,854
Lending Entities
Bay Equity Home Loans funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
177,143 mortgages recorded
+6 more not shown
Geography
Bay Equity Home Loans's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 515
Volume (12mo): $172.0M
Total Volume: $2.5B
Mortgages (12mo): 448
Volume (12mo): $284.9M
Total Volume: $19.9B
Mortgages (12mo): 421
Volume (12mo): $186.1M
Total Volume: $828.5M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Bay Equity Home Loans. Click on a borrower to view their full investor profile.
+25,851 more not shown
FAQ
What type of lender is Bay Equity Home Loans?
Bay Equity Home Loans is classified as an mortgage banker based on our research. Mortgage bankers are residential lenders that fund loans from their balance sheet or warehouse lines. They have a mix of business (0%) and personal loans in their portfolio.
What entities does Bay Equity Home Loans fund loans under?
Bay Equity Home Loans originates mortgages through 7 different lending entities. The most common include Bay Equity. These are the legal entity names that appear on recorded mortgage documents.
Where is Bay Equity Home Loans most active?
Based on recorded mortgages, Bay Equity Home Loans is most active in Illinois, California, and Maryland.
How many loans has Bay Equity Home Loans originated?
Public records show 177,172 mortgages recorded for Bay Equity Home Loans, with $1.9B in volume over the past 12 months.
What is the average loan size for Bay Equity Home Loans?
The average mortgage size for Bay Equity Home Loans is $326k based on all recorded mortgages.
Does Bay Equity Home Loans offer short-term loans?
Bay Equity Home Loans primarily offers long-term financing, with only 0% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.