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Bank

Banksouth

banksouth.com
7911 Macon Hwy, Suite B, Watkinsville, GA

BankSouth is an FDIC-insured federal savings bank based in Georgia, providing comprehensive personal and business banking services, including various lending products and mortgage solutions through its subsidiary.

Key Statistics

As of December 2025, public records show Banksouth has originated approximately $338.9M in loan volume over the past 12 months, with an average loan size of $446k.

Volume (12mo)

$338.9M

Avg Loan Size

$446k

Total Mortgages

9,723

Total Borrowers

989

Lending Entities

Banksouth funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Banksouth

7,667 mortgages recorded

First Laurens Bank

1,293 mortgages recorded

Banksouth Watkinsville Office

719 mortgages recorded

+3 more not shown

Geography

Banksouth's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Georgia

Mortgages (12mo): 627

Volume (12mo): $335.1M

Total Volume: $3.9B

#2South Carolina

Mortgages (12mo): 2

Volume (12mo): $348k

Total Volume: $55.3M

#3Florida

Mortgages (12mo): 1

Volume (12mo): $1.4M

Total Volume: $100.2M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Banksouth. Click on a borrower to view their full investor profile.

+986 more not shown

FAQ

What type of lender is Banksouth?

Banksouth is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (35%) and personal loans in their portfolio.

What entities does Banksouth fund loans under?

Banksouth originates mortgages through 6 different lending entities. The most common include Banksouth, First Laurens Bank, and Banksouth Watkinsville Office. These are the legal entity names that appear on recorded mortgage documents.

Where is Banksouth most active?

Based on recorded mortgages, Banksouth is most active in Georgia, South Carolina, and Florida.

How many loans has Banksouth originated?

Public records show 9,723 mortgages recorded for Banksouth, with $338.9M in volume over the past 12 months.

What is the average loan size for Banksouth?

The average mortgage size for Banksouth is $446k based on all recorded mortgages.

Does Banksouth offer short-term loans?

Banksouth primarily offers long-term financing, with only 36% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.