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Bank

Bank Of The James

bankofthejames.bank
Lynchburg, Virginia

Bank of the James is a community-focused bank headquartered in Lynchburg, Virginia, offering a wide range of personal, business, and online banking services, including loans and investments.

Key Statistics

As of December 2025, public records show Bank Of The James has originated approximately $276.9M in loan volume over the past 12 months, with an average loan size of $269k.

Volume (12mo)

$276.9M

Avg Loan Size

$269k

Total Mortgages

13,420

Total Borrowers

258

Lending Entities

Bank Of The James funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Bank Of The James

13,405 mortgages recorded

+2 more not shown

Geography

Bank Of The James's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Virginia

Mortgages (12mo): 790

Volume (12mo): $264.1M

Total Volume: $3.5B

#2South Carolina

Mortgages (12mo): 5

Volume (12mo): $5.8M

Total Volume: $10.3M

#3Maryland

Mortgages (12mo): 4

Volume (12mo): $1.3M

Total Volume: $5.9M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Bank Of The James. Click on a borrower to view their full investor profile.

+255 more not shown

FAQ

What type of lender is Bank Of The James?

Bank Of The James is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (9%) and personal loans in their portfolio.

What entities does Bank Of The James fund loans under?

Bank Of The James originates mortgages through 3 different lending entities. The most common include Bank Of The James. These are the legal entity names that appear on recorded mortgage documents.

Where is Bank Of The James most active?

Based on recorded mortgages, Bank Of The James is most active in Virginia, South Carolina, and Maryland.

How many loans has Bank Of The James originated?

Public records show 13,420 mortgages recorded for Bank Of The James, with $276.9M in volume over the past 12 months.

What is the average loan size for Bank Of The James?

The average mortgage size for Bank Of The James is $269k based on all recorded mortgages.

Does Bank Of The James offer short-term loans?

Bank Of The James primarily offers long-term financing, with only 0% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.