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Bank

Bank Of The Bluegrass

bankofthebluegrass.com
101 E. High Street, Lexington, KY 40507

Bank of the Bluegrass and Trust Company is a community-focused depository institution based in Lexington, Kentucky, serving local residents and small businesses since 1972. Its primary product focus includes FDIC-insured deposit accounts, personal mortgages, consumer loans, and commercial financing to support everyday banking needs in the Bluegrass region.

Key Statistics

As of June 2026, public records show Bank Of The Bluegrass has originated approximately $128.4M in loan volume over the past 12 months, with an average loan size of $453k.

Volume (12mo)

$128.4M

Avg Loan Size

$453k

Total Mortgages

2,877

Total Borrowers

663

Lending Entities

Bank Of The Bluegrass funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Bank Of The Bluegrass

1,338 mortgages recorded

Bank Of The Bluegrass And Trust

806 mortgages recorded

Bankthe Bluegrass And Trust

728 mortgages recorded

+3 more entities not shown

Geography

Bank Of The Bluegrass's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Kentucky

Mortgages (12mo): 259

Volume (12mo): $128.4M

Total Volume: $1.3B

#2Oregon

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $50k

#3Virginia

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $350k

Top Borrowers

The following individuals have the most recorded mortgage transactions with Bank Of The Bluegrass. Click on a borrower to view their full investor profile.

+660 more borrowers not shown

FAQ

What type of lender is Bank Of The Bluegrass?

Bank Of The Bluegrass is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (38%) and personal loans in their portfolio.

What entities does Bank Of The Bluegrass fund loans under?

Bank Of The Bluegrass originates mortgages through 6 different lending entities. The most common include Bank Of The Bluegrass, Bank Of The Bluegrass And Trust, and Bankthe Bluegrass And Trust. These are the legal entity names that appear on recorded mortgage documents.

Where is Bank Of The Bluegrass most active?

Based on recorded mortgages, Bank Of The Bluegrass is most active in Kentucky, Oregon, and Virginia.

How many loans has Bank Of The Bluegrass originated?

Public records show 2,877 mortgages recorded for Bank Of The Bluegrass, with $128.4M in volume over the past 12 months.

What is the average loan size for Bank Of The Bluegrass?

The average mortgage size for Bank Of The Bluegrass is $453k based on all recorded mortgages.

Does Bank Of The Bluegrass offer short-term loans?

Bank Of The Bluegrass primarily offers long-term financing, with only 13% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.