Bank Of Ocean City logo

Bank

Bank Of Ocean City

bankofoceancity.com
10005 Golf Course Road, Ocean City, MD 21842

Bank of Ocean City is a local community bank primarily serving the Ocean City, Maryland area and surrounding regions, offering a comprehensive suite of banking products and services.

Key Statistics

As of June 2026, public records show Bank Of Ocean City has originated approximately $103.6M in loan volume over the past 12 months, with an average loan size of $580k.

Volume (12mo)

$103.6M

Avg Loan Size

$580k

Total Mortgages

1,307

Total Borrowers

236

Lending Entities

Bank Of Ocean City funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

Bank Of Ocean City

1,306 mortgages recorded

+2 more entities not shown

Geography

Bank Of Ocean City's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1Maryland

Mortgages (12mo): 113

Volume (12mo): $87.4M

Total Volume: $629.6M

#2Delaware

Mortgages (12mo): 26

Volume (12mo): $16.2M

Total Volume: $126.9M

#3North Carolina

Mortgages (12mo): 0

Volume (12mo): $0

Total Volume: $1.1M

Top Borrowers

The following individuals have the most recorded mortgage transactions with Bank Of Ocean City. Click on a borrower to view their full investor profile.

+233 more borrowers not shown

FAQ

What type of lender is Bank Of Ocean City?

Bank Of Ocean City is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (42%) and personal loans in their portfolio.

What entities does Bank Of Ocean City fund loans under?

Bank Of Ocean City originates mortgages through 3 different lending entities. The most common include Bank Of Ocean City. These are the legal entity names that appear on recorded mortgage documents.

Where is Bank Of Ocean City most active?

Based on recorded mortgages, Bank Of Ocean City is most active in Maryland, Delaware, and North Carolina.

How many loans has Bank Of Ocean City originated?

Public records show 1,307 mortgages recorded for Bank Of Ocean City, with $103.6M in volume over the past 12 months.

What is the average loan size for Bank Of Ocean City?

The average mortgage size for Bank Of Ocean City is $580k based on all recorded mortgages.

Does Bank Of Ocean City offer short-term loans?

Bank Of Ocean City primarily offers long-term financing, with only 8% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.