Bank
Bank Of Charles Town
Bank of Charles Town, also known as BCT, is a full-service community bank based in Charles Town, West Virginia, offering personal and business banking, mortgage lending, wealth advisory, and trust services.
Key Statistics
As of December 2025, public records show Bank Of Charles Town has originated approximately $147.1M in loan volume over the past 12 months, with an average loan size of $352k.
Volume (12mo)
$147.1M
Avg Loan Size
$352k
Total Mortgages
5,105
Total Borrowers
444
Lending Entities
Bank Of Charles Town funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
5,099 mortgages recorded
+5 more not shown
Geography
Bank Of Charles Town's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 123
Volume (12mo): $88.7M
Total Volume: $773.3M
Mortgages (12mo): 114
Volume (12mo): $25.5M
Total Volume: $696.4M
Mortgages (12mo): 21
Volume (12mo): $28.6M
Total Volume: $223.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Bank Of Charles Town. Click on a borrower to view their full investor profile.
+441 more not shown
FAQ
What type of lender is Bank Of Charles Town?
Bank Of Charles Town is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (20%) and personal loans in their portfolio.
What entities does Bank Of Charles Town fund loans under?
Bank Of Charles Town originates mortgages through 6 different lending entities. The most common include Bank Of Charles Town. These are the legal entity names that appear on recorded mortgage documents.
Where is Bank Of Charles Town most active?
Based on recorded mortgages, Bank Of Charles Town is most active in Virginia, West Virginia, and Maryland.
How many loans has Bank Of Charles Town originated?
Public records show 5,105 mortgages recorded for Bank Of Charles Town, with $147.1M in volume over the past 12 months.
What is the average loan size for Bank Of Charles Town?
The average mortgage size for Bank Of Charles Town is $352k based on all recorded mortgages.
Does Bank Of Charles Town offer short-term loans?
Bank Of Charles Town primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.