Bank
American Riviera Bank
American Riviera Bank is a full-service, FDIC-insured community bank located in Santa Barbara, California, offering a wide range of financial products including commercial, real estate, and residential mortgage loans, as well as deposit accounts and online banking services.
Key Statistics
As of December 2025, public records show American Riviera Bank has originated approximately $471.4M in loan volume over the past 12 months, with an average loan size of $964k.
Volume (12mo)
$471.4M
Avg Loan Size
$964k
Total Mortgages
2,684
Total Borrowers
458
Lending Entities
American Riviera Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,684 mortgages recorded
Geography
American Riviera Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 198
Volume (12mo): $467.1M
Total Volume: $2.5B
Mortgages (12mo): 1
Volume (12mo): $1.7M
Total Volume: $2.2M
Mortgages (12mo): 1
Volume (12mo): $1.5M
Total Volume: $9.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with American Riviera Bank. Click on a borrower to view their full investor profile.
+455 more not shown
FAQ
What type of lender is American Riviera Bank?
American Riviera Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (27%) and personal loans in their portfolio.
What entities does American Riviera Bank fund loans under?
American Riviera Bank originates mortgages through 1 different lending entities. The most common include American Riviera Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is American Riviera Bank most active?
Based on recorded mortgages, American Riviera Bank is most active in California, Idaho, and Oregon.
How many loans has American Riviera Bank originated?
Public records show 2,684 mortgages recorded for American Riviera Bank, with $471.4M in volume over the past 12 months.
What is the average loan size for American Riviera Bank?
The average mortgage size for American Riviera Bank is $964k based on all recorded mortgages.
Does American Riviera Bank offer short-term loans?
American Riviera Bank primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.