Investment Lender
Alto Capital
Alto Capital is a investment lender with 4,068 recorded mortgages across 3,259 borrowers. Active in Florida, New Jersey, and Texas.
Key Statistics
As of December 2025, public records show Alto Capital has originated approximately $940.4M in loan volume over the past 12 months, with an average loan size of $634k.
Volume (12mo)
$940.4M
Avg Loan Size
$634k
Total Mortgages
4,068
Total Borrowers
3,259
Lending Entities
Alto Capital funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
2,615 mortgages recorded
1,052 mortgages recorded
263 mortgages recorded
+24 more not shown
Geography
Alto Capital's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,053
Volume (12mo): $807.5M
Total Volume: $2.3B
Mortgages (12mo): 29
Volume (12mo): $51.7M
Total Volume: $52.0M
Mortgages (12mo): 24
Volume (12mo): $33.5M
Total Volume: $50.3M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Alto Capital. Click on a borrower to view their full investor profile.
288 mortgages · FL
208 mortgages · FL
178 mortgages · FL
+3,256 more not shown
FAQ
What type of lender is Alto Capital?
Alto Capital is classified as an investment lender based on our research. Investment lenders provide asset-based financing for real estate investors, including DSCR, fix and flip, and bridge loans. The majority of their loans (87%) are for business purposes.
What entities does Alto Capital fund loans under?
Alto Capital originates mortgages through 27 different lending entities. The most common include Els Holdings, Alto Capital Holdings, and Mortgage Depot Of South Florida. These are the legal entity names that appear on recorded mortgage documents.
Where is Alto Capital most active?
Based on recorded mortgages, Alto Capital is most active in Florida, New Jersey, and Texas.
How many loans has Alto Capital originated?
Public records show 4,068 mortgages recorded for Alto Capital, with $940.4M in volume over the past 12 months.
What is the average loan size for Alto Capital?
The average mortgage size for Alto Capital is $634k based on all recorded mortgages.
Does Alto Capital offer short-term loans?
Yes, 77% of Alto Capital's loans are short-term (typically bridge loans or construction financing).
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.