Credit Union
Allegacy
Allegacy Federal Credit Union, based in the Winston-Salem/Clemmons area of North Carolina, operates as a member-owned cooperative serving local and worldwide members with a focus on affordable consumer loans, mortgages, and small-business financing to support personal and community financial goals.
Key Statistics
As of June 2026, public records show Allegacy has originated approximately $634.8M in loan volume over the past 12 months, with an average loan size of $189k.
Volume (12mo)
$634.8M
Avg Loan Size
$189k
Total Mortgages
26,636
Total Borrowers
16,985
Lending Entities
Allegacy funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
26,641 mortgages recorded
+25 more entities not shown
Geography
Allegacy's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 1,581
Volume (12mo): $376.3M
Total Volume: $4.1B
Mortgages (12mo): 35
Volume (12mo): $234.4M
Total Volume: $320.0M
Mortgages (12mo): 32
Volume (12mo): $8.0M
Total Volume: $132.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with Allegacy. Click on a borrower to view their full investor profile.
+16,982 more borrowers not shown
FAQ
What type of lender is Allegacy?
Allegacy is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (8%) and personal loans in their portfolio.
What entities does Allegacy fund loans under?
Allegacy originates mortgages through 26 different lending entities. The most common include Allegacy Fcu. These are the legal entity names that appear on recorded mortgage documents.
Where is Allegacy most active?
Based on recorded mortgages, Allegacy is most active in North Carolina, Georgia, and South Carolina.
How many loans has Allegacy originated?
Public records show 26,636 mortgages recorded for Allegacy, with $634.8M in volume over the past 12 months.
What is the average loan size for Allegacy?
The average mortgage size for Allegacy is $189k based on all recorded mortgages.
Does Allegacy offer short-term loans?
Allegacy primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.