Credit Union
5point Credit Union
5Point Credit Union is a member-owned cooperative based in Nederland, Texas, serving communities in Southeast Texas with a focus on accessible personal and small business banking, including deposits, mortgages, auto loans, and equipment financing to support everyday financial needs.
Key Statistics
As of December 2025, public records show 5point Credit Union has originated approximately $56.1M in loan volume over the past 12 months, with an average loan size of $149k.
Volume (12mo)
$56.1M
Avg Loan Size
$149k
Total Mortgages
3,136
Total Borrowers
410
Lending Entities
5point Credit Union funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
1,805 mortgages recorded
1,306 mortgages recorded
+4 more not shown
Geography
5point Credit Union's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 191
Volume (12mo): $55.0M
Total Volume: $451.2M
Mortgages (12mo): 1
Volume (12mo): $1.1M
Total Volume: $1.8M
Mortgages (12mo): 0
Volume (12mo): $0
Total Volume: $12.1M
Top Borrowers
The following individuals have the most recorded mortgage transactions with 5point Credit Union. Click on a borrower to view their full investor profile.
+407 more not shown
FAQ
What type of lender is 5point Credit Union?
5point Credit Union is classified as an credit union based on our research. Credit unions are member-owned, not-for-profit financial cooperatives. They have a mix of business (28%) and personal loans in their portfolio.
What entities does 5point Credit Union fund loans under?
5point Credit Union originates mortgages through 6 different lending entities. The most common include Fivepoint Cu and Fivepoint Credit Union. These are the legal entity names that appear on recorded mortgage documents.
Where is 5point Credit Union most active?
Based on recorded mortgages, 5point Credit Union is most active in Texas, Mississippi, and Nebraska.
How many loans has 5point Credit Union originated?
Public records show 3,136 mortgages recorded for 5point Credit Union, with $56.1M in volume over the past 12 months.
What is the average loan size for 5point Credit Union?
The average mortgage size for 5point Credit Union is $149k based on all recorded mortgages.
Does 5point Credit Union offer short-term loans?
5point Credit Union primarily offers long-term financing, with only 2% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.