Bank
1st State Bank
1st State Bank is a community bank located in Saginaw, Michigan, offering a comprehensive suite of personal and business banking products, including mortgages, and is insured by the FDIC.
Key Statistics
As of December 2025, public records show 1st State Bank has originated approximately $244.7M in loan volume over the past 12 months, with an average loan size of $240k.
Volume (12mo)
$244.7M
Avg Loan Size
$240k
Total Mortgages
4,712
Total Borrowers
71
Lending Entities
1st State Bank funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
4,712 mortgages recorded
+1 more not shown
Geography
1st State Bank's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 300
Volume (12mo): $241.9M
Total Volume: $1.1B
Mortgages (12mo): 3
Volume (12mo): $813k
Total Volume: $3.6M
Mortgages (12mo): 2
Volume (12mo): $1.4M
Total Volume: $9.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with 1st State Bank. Click on a borrower to view their full investor profile.
+68 more not shown
FAQ
What type of lender is 1st State Bank?
1st State Bank is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (16%) and personal loans in their portfolio.
What entities does 1st State Bank fund loans under?
1st State Bank originates mortgages through 2 different lending entities. The most common include 1st State Bank. These are the legal entity names that appear on recorded mortgage documents.
Where is 1st State Bank most active?
Based on recorded mortgages, 1st State Bank is most active in Michigan, Alabama, and Florida.
How many loans has 1st State Bank originated?
Public records show 4,712 mortgages recorded for 1st State Bank, with $244.7M in volume over the past 12 months.
What is the average loan size for 1st State Bank?
The average mortgage size for 1st State Bank is $240k based on all recorded mortgages.
Does 1st State Bank offer short-term loans?
1st State Bank primarily offers long-term financing, with only 6% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.