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Bank

1st National Bank Of Scotia

firstscotia.com
201 Mohawk Avenue, Scotia, NY 12302

1st National Bank of Scotia is a community-focused bank located in Scotia, NY, providing a comprehensive suite of personal and business banking services, including deposits, loans, and mortgages.

Key Statistics

As of December 2025, public records show 1st National Bank Of Scotia has originated approximately $47.4M in loan volume over the past 12 months, with an average loan size of $215k.

Volume (12mo)

$47.4M

Avg Loan Size

$215k

Total Mortgages

4,186

Total Borrowers

158

Lending Entities

1st National Bank Of Scotia funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.

First Natl Bank Of Scotia

4,184 mortgages recorded

+4 more not shown

Geography

1st National Bank Of Scotia's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.

#1New York

Mortgages (12mo): 154

Volume (12mo): $46.3M

Total Volume: $509.9M

#2Florida

Mortgages (12mo): 1

Volume (12mo): $800k

Total Volume: $60.3M

#3Arizona

Mortgages (12mo): 1

Volume (12mo): $350k

Total Volume: $350k

Top Borrowers

The following individuals have the most recorded mortgage transactions with 1st National Bank Of Scotia. Click on a borrower to view their full investor profile.

+155 more not shown

FAQ

What type of lender is 1st National Bank Of Scotia?

1st National Bank Of Scotia is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. They have a mix of business (15%) and personal loans in their portfolio.

What entities does 1st National Bank Of Scotia fund loans under?

1st National Bank Of Scotia originates mortgages through 5 different lending entities. The most common include First Natl Bank Of Scotia. These are the legal entity names that appear on recorded mortgage documents.

Where is 1st National Bank Of Scotia most active?

Based on recorded mortgages, 1st National Bank Of Scotia is most active in New York, Florida, and Arizona.

How many loans has 1st National Bank Of Scotia originated?

Public records show 4,186 mortgages recorded for 1st National Bank Of Scotia, with $47.4M in volume over the past 12 months.

What is the average loan size for 1st National Bank Of Scotia?

The average mortgage size for 1st National Bank Of Scotia is $215k based on all recorded mortgages.

Does 1st National Bank Of Scotia offer short-term loans?

1st National Bank Of Scotia primarily offers long-term financing, with only 6% of loans being short-term.

How is this data collected?

Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.