Bank
1st Financial Bank Usa
1st Financial Bank USA is a community bank headquartered in North Sioux City, South Dakota, providing a variety of banking services including checking and savings accounts, loans such as consumer, business, agricultural, and mortgage lending, as well as credit cards focused on college students and graduates.
Key Statistics
As of May 2026, public records show 1st Financial Bank Usa has originated approximately $79.0M in loan volume over the past 12 months, with an average loan size of $362k.
Volume (12mo)
$79.0M
Avg Loan Size
$362k
Total Mortgages
635
Total Borrowers
132
Lending Entities
1st Financial Bank Usa funds loans through the following entities. These are the legal entities that appear on recorded mortgage documents.
635 mortgages recorded
Geography
1st Financial Bank Usa's lending activity is concentrated in the following states, based on recorded mortgage data from the past 12 months.
Mortgages (12mo): 46
Volume (12mo): $13.2M
Total Volume: $52.0M
Mortgages (12mo): 26
Volume (12mo): $6.0M
Total Volume: $23.7M
Mortgages (12mo): 20
Volume (12mo): $8.8M
Total Volume: $16.2M
Top Borrowers
The following individuals have the most recorded mortgage transactions with 1st Financial Bank Usa. Click on a borrower to view their full investor profile.
88 mortgages · FL
53 mortgages · SC
53 mortgages · SC
+129 more borrowers not shown
FAQ
What type of lender is 1st Financial Bank Usa?
1st Financial Bank Usa is classified as an bank based on our research. Banks are FDIC-insured depository institutions offering a range of mortgage products. The majority of their loans (98%) are for business purposes.
What entities does 1st Financial Bank Usa fund loans under?
1st Financial Bank Usa originates mortgages through 1 different lending entities. The most common include 1st Financial Bank Usa. These are the legal entity names that appear on recorded mortgage documents.
Where is 1st Financial Bank Usa most active?
Based on recorded mortgages, 1st Financial Bank Usa is most active in Florida, South Carolina, and Texas.
How many loans has 1st Financial Bank Usa originated?
Public records show 635 mortgages recorded for 1st Financial Bank Usa, with $79.0M in volume over the past 12 months.
What is the average loan size for 1st Financial Bank Usa?
The average mortgage size for 1st Financial Bank Usa is $362k based on all recorded mortgages.
Does 1st Financial Bank Usa offer short-term loans?
1st Financial Bank Usa primarily offers long-term financing, with only 9% of loans being short-term.
How is this data collected?
Elementix aggregates mortgage data from public county records across the United States. We use AI to normalize lender names, identify aliases, and connect borrowers to their lending relationships.